Most Utah homeowners only ever look at what selling costs. This worksheet shows you both sides — what staying costs you every year, and what you'd actually keep if you sold — so you can decide with real numbers, not a guess.
Chris Kemp · Associate Broker, Equity Real Estate 25+ years of experience · hundreds of homes sold
Step 1 of 5
What does it cost you to stay?
Start with your home's rough value, then the everyday costs of keeping it. Don't worry about being exact — your best guess is enough.
$
$
$
Low
~0.5% / yr
Typical
~1% / yr
Older home
~2% / yr
$
Yes
No, paid off
$
$
$
What you'd keep if you sold today
Using your home's value, here's what selling actually costs in Utah — real 2026 numbers, not national averages. Adjust anything that doesn't fit your home.
$
What happens next?
Where you'd land matters as much as what you'd get for this house.
Buy Again
A smaller/different home
Rent
No new mortgage
Family / Community
Move in or senior living
$
$
$
One more thing worth knowing
If you've owned this home a long time, it's worth a quick capital gains check before you list. This is a rough estimate, not tax advice — optional, but most longtime owners are glad they looked.
$
Single
$250k exclusion
Married, filing jointly
$500k exclusion
Yes
No / Not sure
Almost done — where should I send your numbers?
You'll see your full results on this page right away. I'll also email you a copy, and if you'd like, I'll build you a real custom net sheet using your actual property records.
🔒 Your info stays private. No spam, ever. I may reach out personally about your results — no pressure either way.
Your Stay-or-Sell Numbers
Here's how it breaks down
Cost to stay — 1 year
$0
You'd keep if you sold today
$0
Includes Utah 5.61–5.71% commissions, ~2.49% closing, and the prep/moving budget you entered. Utah charges no transfer tax.
What Could Your Leftover Equity Earn You?
Equity available to invest$0
6% average annual return
In 1 year
$0
+$0
In 10 years
$0
+$0
Illustrative only — not a projection or guarantee. Markets go up and down, and returns like this are never certain. I'm not a financial advisor; talk to yours before making any investment decision.
Estimates only, based on what you entered — not tax, legal, or financial advice. I'm not a financial advisor, I'm a broker who helps you keep more of what you earned. Talk to your CPA about your specific capital gains situation.
Chris Kemp
Associate Broker · Equity Real Estate
HundredsHomes Sold
25+Yrs Experience
400+Rehabs
Why This Tool Is Different
Real Utah numbers, run by someone who's done this for decades.
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Construction & rehab background400+ personal rehabs and a General Contractor license — I know which repairs are actually worth it before you sell.
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Utah-specific, not national averagesReal commission, closing, and tax numbers for this market — not a generic online calculator.
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No pressure, just clarityMy job is to give you the information you need to make the right call for your family, on your timeline.
